TTD Termination/Adjustment Notice
This letter is used to notify a claimant that their Temporary Total Disability (TTD) benefits are being stopped or changed.
5-Part Explainability Structure
1. Factual Summary
We have received new information regarding your medical status. Specifically, we received a medical report from [Doctor Name] dated [Date], which states that you [Reason: have reached Maximum Medical Improvement (MMI) / have been released to return to work / are no longer disabled due to the work injury].
2. Policy and Statute Reference
Temporary Total Disability (TTD) benefits are paid while you are unable to work at all due to your work-related injury. Under [Applicable Statute or Order], [Specific Legal Ground] permits the proposed change, subject to the required notice, filing, and review procedure. Explain how the medical or other supporting evidence satisfies that ground; do not assume MMI or a recovery credit alone automatically ends benefits in every jurisdiction.
3. Analysis and Application
Because [Doctor Name] has found that you are now [can return to work / no longer disabled], you no longer qualify for "total" disability benefits. Our records show that you [returned to work on Date / were cleared to work as of Date].
4. Statement of Adjustment/Termination
As a result, your TTD benefits will [stop / be adjusted] effective [Date]. The last payment you receive will cover the period through [Date]. [If applicable: You may still be eligible for other types of benefits, such as Permanent Partial Disability.]
5. Notice of Appeal Rights
If you disagree with the stopping or changing of your benefits, you have the right to request a hearing with the Workers' Compensation Board. You should act quickly as there are time limits for filing an appeal. You may also wish to speak with an attorney who specializes in Workers' Compensation.
Jurisdiction Notes
Minnesota
For injuries on or after October 1, 2026, the new 90-day denial-after-payment window runs from the employer’s notice or knowledge of injury, not acceptance. After that window use the statutory discontinuance procedure. See the initial-denial and discontinuance distinction.
Virginia
A third-party recovery or credit alone does not authorize suspension or termination of an existing award. Explain the statutory proportional reduction, continuing periodic payments, and medical benefits. See the recovery-credit rules.
Adjuster Guidance
- Attach the medical report being cited in the letter.
- Confirm the effective date is permitted by the applicable statute, notice procedure, and any existing award; a medical release alone does not establish the lawful termination date.
- Clearly state if any other benefits (like TPD or PPD) are being started in place of TTD.
